# Xuno Website > Marketing site for Xuno, a US-to-Nepal remittance service that converts USD to NPR at the live wholesale exchange rate and delivers direct to NRB-licensed Nepali banks. --- # Home ## Send money to Nepal from the US Xuno moves USD to NPR direct to Nepali banks with live wholesale exchange rates and low fees. Use the calculator on this page to see how many rupees your dollars will deliver right now. ## What Xuno does - Converts USD to NPR at the live wholesale exchange rate - Delivers directly to recipient bank accounts at NRB-licensed Nepali banks - Offers multiple delivery speeds: instant, same-day, standard next-business-day - Charges lower fees than legacy remittance services ## Who operates Xuno Xuno is operated by Involute Inc., d.b.a. Xuno. Involute Inc. is a financial technology company, not a bank. Involute Inc. partners with Sila Inc. and Priority Technology Holdings, Inc. through its subsidiary Finxera, Inc. (NMLS #1168701) for money transmission and settlement. Customer funds settle through Wells Fargo, N.A., Comerica Bank, Axos Bank, and Western Alliance Bank. ## Contact - Email: info@xuno.co - US phone: +1-866-356-1201 (24/7) - Mailing address: Involute Inc., d.b.a. Xuno, 2108 West Clear View Drive, Ellensburg, WA 98926 --- # Business payments to Nepal Send business payments from the US to Nepal with Xuno, including dedicated setup support, recipient bank delivery, and guidance for higher-value transactions. ## What we offer - Business payments from the US to Nepal delivered directly to recipient bank accounts - Dedicated setup support for business accounts - Guidance for higher-value and recurring transactions - Competitive exchange rates and low fees For business payment consultations, Xuno's team is available to help set up and structure transfers. --- # Large value money transfers to Nepal Send up to $500,000 to Nepal with no Xuno transfer fee, dedicated support, competitive exchange rates, and a secure high-value transfer process. ## Highlights - Standard large-value range up to $500,000 per transfer; larger amounts by arrangement with the team - No Xuno transfer fee on large-value transfers - Dedicated support for planning a large transfer - Delivered on the delivery speed you choose, from instant up to a few business days - The exchange rate at the time of your transfer is the rate you receive A better rate can save more than any fee, which is why Xuno emphasizes competitive wholesale exchange rates on high-value transfers. --- # USD fixed deposits for Non-Resident Nepalis Explore USD fixed deposit options for Non-Resident Nepalis (NRNs) with Xuno and Siddhartha Bank, including borrowing against eligible deposits and support for repatriating funds. ## Open USD fixed deposits - USD fixed deposit accounts for NRNs in partnership with Siddhartha Bank - Deposits earn interest; funds can be transferred back to a US bank account - Option to borrow against eligible deposits - Support for repatriating funds to the USA (an NRN card is required for repatriation) A minimum deposit is required to open an account, and more can be added at any time. --- # The new era of cross-border banking Be first to try Xuno's new cross-border banking features for the US and Nepal. ## Early access Xuno is building cross-border banking that connects individuals, businesses, merchants, and financial institutions to global banking and payment networks. This page offers early access to upcoming features for the US and Nepal. --- # About us ## Who we are Xuno is an inclusive, multi-sided fintech platform for US-to-Nepal money transfer, founded under the leadership of Bal Krishna Joshi, a pioneer in cross-border transactions. Developed by Involute Inc., Xuno is committed to shepherding the world toward an equitable, borderless economy. ## Our story Xuno equips individuals, businesses, merchants, and financial institutions with access to global banking and payment networks, competitive exchange rates, speed, and security. Its Remittance-as-a-Service (RaaS) infrastructure powers cross-border payments across multiple countries. ## The future of borderless banking Xuno's mission is a more equitable, borderless economy, expanding access to fast, low-cost, secure cross-border payments and banking. --- # Contact customer support Contact Xuno customer support for help with your account, transfers, or payments. - Email: info@xuno.co - US phone: +1-866-356-1201 (available 24/7) - Mailing address: Involute Inc., d.b.a. Xuno, 2108 West Clear View Drive, Ellensburg, WA 98926 --- # Refer a friend and earn rewards Invite friends to Xuno and earn a referral reward for a limited time. ## How it works Share your referral with friends, and when they join and transact on Xuno, you earn a referral reward. Offer available for a limited time. --- # Frequently asked questions Answers about Xuno transfers, fees, exchange rates, KYC, delivery time, supported payment sources, and Send Now Convert Later® (SNCL) envelope conversions. ## Topics covered - Getting started with Xuno - Transfers and payments - Profile and settings - Security and privacy - Xuno Virtual Account - Send Now Convert Later® (SNCL) - Refer and Earn - About Xuno Transfers funded through a US bank account are exempt from the 1% remittance tax introduced on January 1, 2026. The exchange rate at the time of a transfer is the rate the recipient receives. --- # Blog Guides and updates on sending money to Nepal, exchange rates, cross-border banking, and investing in Nepal from the US. See https://xuno.co/blog for the current article list. --- # USD to NPR converter Convert USD to NPR at the live Bank Rate. This page shows how many Nepali rupees your dollars are worth right now and what your recipient in Nepal receives, with no hidden markup. ## Details - Live Bank Rate USD-to-NPR conversion, the same rate Xuno uses for transfers - Bidirectional calculator (enter an amount in USD or in NPR) - Two-year exchange-rate history chart, summarized daily - Clickable conversion table for common amounts --- # Nepal salary tax calculator FY 2083/84 Free in-browser calculator for Nepal salary tax for FY 2083/84 (2026/27), showing live take-home pay. ## Covers - New uniform tax slabs (from 1% on the first band up to a 29% top rate) - SSF, EPF, and CIT contributions - Insurance and remote-area deductions - 10% rebate for female taxpayers - Freelancer 5% foreign-currency final tax - Effective under the Finance Bill 2083 (16 July 2026) --- # Send money to Nepal from the USA Best ways, real costs, and transfer limits for sending money from the USA to Nepal in 2026. ## Key points - For most people the best way is a bank-funded transfer paid directly into a Nepali bank account - Compares the final NPR received (not just the headline fee) across Xuno, Wise, Remitly, Western Union, and Taptap Send at live rates - Transfers funded from a US bank account or card are exempt from the 1% US remittance tax - Bank accounts are not capped at NPR 50,000; eSewa and Khalti wallets cannot hold more than NPR 50,000 overnight - The Bank Rate is the highest USD-to-NPR rate banks set for incoming remittances ## Bank-specific guides Per-bank how-to guides cover sending USD from the USA to accounts at major NRB-licensed Nepali banks (recipient details required, SWIFT code, and NPR delivery), at URLs of the form https://xuno.co/en/guides/send-money-from-usa-to--nepal. --- # How much can you save sending to Nepal A savings calculator that shows how much more your recipient in Nepal receives with Xuno versus Wise, Remitly, Western Union, and Taptap Send at live exchange rates.