# Xuno Website

> Marketing site for Xuno, a US-to-Nepal remittance service that converts USD to NPR at the live wholesale exchange rate and delivers direct to NRB-licensed Nepali banks.

## About

Xuno is operated by Involute Inc. (d.b.a. Xuno), a financial technology company headquartered at 2108 West Clear View Drive, Ellensburg, WA 98926. Xuno partners with Sila Inc. and Priority Technology Holdings, Inc. (through its subsidiary Finxera, Inc., NMLS #1168701) for money transmission, with settlement through Wells Fargo, N.A., Comerica Bank, Axos Bank, and Western Alliance Bank. Xuno is a financial technology company, not a bank.

## Send money and transfers

- [Send money to Nepal from the US](https://xuno.co/): Live USD-to-NPR calculator, rate comparison against competitors, and bank coverage.
- [Business payments to Nepal](https://xuno.co/business): Business payments from the US to Nepal with dedicated setup support, recipient bank delivery, and guidance for higher-value transactions.
- [Large value money transfers to Nepal](https://xuno.co/large-value-money-transfer): Send up to $500,000 to Nepal with no Xuno transfer fee, dedicated support, competitive exchange rates, and a secure high-value process.
- [Send money to India (waitlist)](https://xuno.co/xuno-india): Join the waitlist for Xuno money transfers from the US to India.
- [Fees and exchange rate](https://xuno.co/fees): What a transfer to Nepal costs, the fee for each delivery speed, the live USD-to-NPR Bank Rate, transfer limits, and the US remittance tax exemption.

## Offers

- [First transfer bonus](https://xuno.co/offers/first-transfer-bonus): New senders get up to Rs. 1,000 more on their first transfer to Nepal (50 paisa per USD, up to $2,000), applied automatically with no promo code.
- [Instant transfer to Nepal](https://xuno.co/offers/instant-transfer-to-nepal): Send money to Nepal in seconds with Instant, or free with Best Deal in 7 to 8 business days; pick your delivery speed and see the fee upfront.
- [Best USD to NPR rate](https://xuno.co/offers/best-usd-to-npr-rate): Send at the Bank Rate on USD to NPR with clear fees, shown against a live Xuno vs Wise, Remitly, Western Union and Taptap Send payout comparison.
- [Choose your speed](https://xuno.co/offers/choose-your-speed): Send money to Nepal your way, free with Best Deal or instant in seconds, with the fee and payout shown before you confirm.

## Guides and tools

- [USD to NPR converter](https://xuno.co/en/convert-currency/usd-to-npr): Live Bank Rate USD-to-NPR calculator with a two-year rate-history chart and a clickable conversion table.
- [Nepal salary tax calculator FY 2083/84](https://xuno.co/en/calculator/nepal-salary-tax-calculator-2083-84): Free in-browser take-home-pay calculator with the new FY 2083/84 slabs, SSF, EPF, CIT, deductions, the 10% female rebate, and the freelancer 5% foreign-currency tax.
- [Send money to Nepal from the USA](https://xuno.co/en/guides/send-money-to-nepal-from-usa): Best ways, real costs, and transfer limits, with a live Xuno vs Wise, Remitly, Western Union and Taptap Send comparison of the final NPR received. Includes per-bank guides at /en/guides/send-money-from-usa-to-<bank>-nepal.
- [How much can you save sending to Nepal](https://xuno.co/en/guides/how-much-can-i-save-sending-money-to-nepal): Savings calculator that compares Xuno against other providers at live rates.
- [Learn Xuno: how-to guides](https://xuno.co/learn): Step-by-step guides for sending money, Send Now Convert Later (SNCL) envelopes, the Xuno Virtual Account (XVA), converting envelopes, and Refer and Earn.
- [Claim your 1% TDS on transfers to India](https://xuno.co/learn/tds-claim): How to reclaim the 1% Tax Deducted at Source on funds sent to India by filing your Income Tax Return, with step-by-step Income Tax portal instructions.
- [Recipient verification for India](https://xuno.co/learn/recipient-verification-india): How Xuno verifies your recipient in India, the partner network used, and the step-by-step verification process.

## Banking and wealth

- [USD fixed deposits for Non-Resident Nepalis](https://xuno.co/diaspora-wealth): USD fixed deposit options for NRNs with Xuno and Siddhartha Bank, including borrowing against eligible deposits and support for repatriating funds.
- [The new era of cross-border banking](https://xuno.co/cross-border-banking): Early access to Xuno's new cross-border banking features for the US and Nepal.

## Company

- [About us](https://xuno.co/about-us): Xuno is an inclusive fintech platform for US-to-Nepal money transfer, founded by Bal Krishna Joshi to build a more equitable, borderless economy.
- [Contact customer support](https://xuno.co/contact-us): Reach Xuno customer support for help with your account, transfers, or payments.
- [Refer a friend and earn rewards](https://xuno.co/refer-and-earn): Invite friends to Xuno and earn a referral reward for a limited time.

## Resources

- [Frequently asked questions](https://xuno.co/faq): Answers about transfers, fees, exchange rates, KYC, delivery time, supported payment sources, and Send Now, Convert Later (SNCL) envelope conversions.
- [Blog](https://xuno.co/blog): Guides and updates on sending money to Nepal, exchange rates, and cross-border banking.
- [Delete your Xuno account](https://xuno.co/information/account-deletion): How to permanently delete your Xuno account and personal data from within the app, and what records may be retained by law.

## Legal

- [Terms and conditions](https://xuno.co/legal/terms-and-conditions): Xuno remittance service user agreement.
- [Privacy policy](https://xuno.co/legal/privacy-policy): How Xuno collects, uses, and protects customer data.
- [E-Sign agreement](https://xuno.co/legal/e-sign-consent): Consent to electronic signatures and records.
- [Account disclosure and consent](https://xuno.co/legal/account-disclosure-and-consent): Customer account rights and disclosures.
- [Passport account agreement](https://xuno.co/legal/passport-account-agreement): Terms and features of the Xuno Passport account.
- [End-user license agreement](https://xuno.co/legal/eula): Xuno app license terms.
- [Licenses and regulation](https://xuno.co/legal/regulatory-disclosures): How Xuno is licensed and regulated to move money.
- [Referral program terms](https://xuno.co/legal/referral-terms-condition): Rewards and eligibility for Refer and Earn.
- [SNCL terms](https://xuno.co/legal/sncl-terms-condition): Send Now, Convert Later envelope conversion terms.
- [Editorial policy](https://xuno.co/legal/editorial-policy): How Xuno writes and reviews its guides.

## Optional

- [Sitemap](https://xuno.co/sitemap-index.xml)
- [Robots](https://xuno.co/robots.txt)
- [llms-full.txt](https://xuno.co/llms-full.txt)