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Our Story

2001

Our journey began with designing payment systems to sell "Goat" to Nepali migrant workers.

2016

The famous Goat sellers went on to create World's first Remittance-as-a-Service (RaaS), which is now operational in 20+ countries moving $100+ Million a year.

2023

The Global Pioneers of RaaS now presents G.O.A.T. of Borderless banking, XUNO. A neobank designed for borderless banking and payment.

xuno about us
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About XUNO

Founded under the leadership of Bal Krishna Joshi, a celebrated pioneer of cross-border transactions, Xuno is the first and only inclusive multi-sided fintech platform committed to shepherding the world towards an equitable borderless economy.

Today, Xuno is the only fintech platform that equips individuals, businesses, merchants, and financial institutions alike with access to a host of global banking and payment networks and unmatched exchange rates, speed, and security. In doing so, Xuno stays true to its mission of breaking down existing barriers between emerging and developed markets.

To deliver a cost-effective, transparent, and scalable alternative to existing cross-border payment and banking solutions, Xuno leverages exclusive license agreements, best-in-class technology, beneficiary-friendly business mechanisms, and industry standardization approaches.

Vision

XUNO envisions a financially inclusive world with zero divide between emerging and developed markets. A world that knows how to capitalize on ever-evolving connectivity, data, regulatory, and technology landscapes.

Mission Statement

XUNO is driven by the mission of shepherding the world into an equitable and borderless economy.

With a team of industry experts we have built a robust platform with state-of-the-art technology. Whether you're an expatriate sending money home to support your loved ones, a multinational business managing payroll across different offices, or a freelancer receiving payments from clients abroad, we offer tailored solutions to fulfill your banking and payment requirements.

Sign up today to experience the convenience, transparency, and affordability of our cross-border payment services. Send money with confidence.