Compare Xuno vs Wise vs Remitly
Real-time USD → NPR rates from Xuno, Wise, and Remitly, side by side.


Mid-Market Rate
USD
NPR
| Provider | Exchange Rate | Transfer Fee | Recipient Gets |
|---|---|---|---|
Compare Xuno against other providers
See how Xuno stacks up against every major USD to NPR remittance service, with live rates and fees.
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Frequently Asked Questions
What is MMR?
MMR stands for Mid-Market Rate, the mid-point of the buy and sell rates offered in the global currency exchange market. It is often considered the fairest exchange rate because it reflects the real market value of a currency without additional markups.
What is Bank Rate?
The Bank Rate, often called the Bank's Buying Rate, is the rate used by banks in Nepal when converting USD to NPR for incoming remittances. This rate can differ from the Mid-Market Rate and usually reflects the rate set by banks based on market conditions.
How long does it take for my recipient to receive money?
The delivery timeline depends on the transfer option you choose. Instant is delivered within 10 minutes. Same Day is delivered within 24 hours. Regular is delivered within 2 to 3 business days. Best Deal is delivered within 7 to 8 business days. Choose the option that best fits your needs.
How is the estimated delivery time for my transfer calculated?
Delivery dates are determined by the delivery method you select (Instant, Same Day, Regular or Best Deal) and by bank processing hours, weekends, and public holidays in both the US and Nepal.
Is there a maximum amount I can transfer?
To keep your transfers secure and comply with regulations, Xuno has the following limits. Per transaction limit is $10,000. Daily limit is $30,000. Monthly limit is $75,000.
Can I cancel or refund my transaction?
Instant delivery transactions cannot be cancelled or refunded once they are processed. Refunds for other delivery types are only possible if the funds have not yet been delivered to the recipient's bank account. To request a refund, contact Customer Support at support@xuno.co or +1 (866) 356-1201.