Xuno Fees: What a Transfer to Nepal Costs
The fee for each delivery speed is shown up front before you confirm a transfer. Every speed uses the Bank Rate; fast speeds carry a small delivery fee, and Best Deal is free.
How the fee works
Your fee depends on the delivery speed you choose, and slower delivery options are available at lower fees. The exact fee for your amount and speed is displayed in the calculator before you confirm, so you always know what you are paying. You can also compare the final NPR your recipient gets against other providers.
| Delivery option | Delivery time |
|---|---|
| Instant | Delivered within seconds |
| Same Day | Delivered within the next business day |
| Regular | Delivered within 2 to 3 business days |
| Best Deal | Delivered within 7 to 8 business days |
Delivery dates also depend on bank processing hours, weekends, and public holidays in both the US and Nepal.
The exchange rate
Every transfer uses the same Bank Rate, the highest USD exchange rate set by banks when converting USD to NPR for incoming remittances. The rate does not change with delivery speed; only the fee does. Instant, Same Day, and Regular carry a small delivery fee, while Best Deal is batched over a longer window so Xuno can waive the fee. Whichever speed you pick, your rate is locked the moment you confirm the transfer. You can check the live rate any time with the USD to NPR converter.
Transfer limits
To keep your transfers secure and comply with regulations, Xuno has the following limits: $10,000 per transaction, $30,000 daily, and $75,000 monthly. For larger amounts, Xuno supports large-value transfers up to $500,000.
Your first transfer
New customers often qualify for a welcome rate or fee discount on their first transfer. Sign up to see your offer.
US remittance tax
The 1% US remittance excise tax introduced on January 1, 2026 applies to transfers funded with cash, money orders, or cashier's checks. Transfers funded through a US bank account, including Xuno transfers, are exempt.
Cancellations and refunds
Instant delivery transactions cannot be cancelled or refunded once they are processed. Refunds for other delivery types are only possible if the funds have not yet been delivered to the recipient's bank account. The full policy is on our licenses and regulation page and in our Terms and Conditions.
Good to know