How to Send Money from the USA to Central Finance in Nepal
Send money from the USA to a Central Finance recipient in Nepal. Funds are delivered in Nepalese rupees through our payout network.

To send money to a Central Finance finance company account in Nepal with Xuno, have these recipient details ready before you start:
- The receiver's full name, exactly as it appears on their finance company account
- Their phone number and address
- Your relationship to the receiver
- Central Finance as the finance company name
- The recipient's account number
Live USD to NPR rate for sending to Central Finance
Enter any amount to see exactly what your recipient gets at the live mid-market rate. Rates update in real time.
Central Finance money transfer
The essentials for sending to a Central Finance recipient in Nepal.
- Finance company
- Central Finance Limited
- Website
- centralfinance.com.np
- Head office
- Kupondole, Lalitpur, Nepal
- Currency received
- Nepalese rupees (NPR)
- Delivery time with Xuno
- Near-instant (within seconds) to a few business days, depending on the speed and amount you choose
What you need for the transfer
Have these to hand and the rest takes only a few minutes.
| Detail | Information |
|---|---|
| Finance company | Central Finance Limited |
| Account number | Recipient's account number |
| Recipient information | Full name, address, phone number |
| Relationship | Your relationship to the receiver |
| Currency received | Nepalese rupees (NPR) |
How to send money to Central Finance with Xuno
The whole process takes just a few minutes, and most of these steps are a one-time setup you won't repeat for future transfers.
- 1
Create a free Xuno account
Go to xuno.co/register and sign up with your email, Google, or Apple account. Verify your email with the six-digit code and create a password.
- 2
Verify your identity
US regulations require money-transfer services to confirm who you are, so you'll complete a short verification from your dashboard:
- Select Add
- Accept the terms and conditions
- Confirm your personal information
- Enter your Social Security Number (SSN)
Your information is encrypted and securely stored. Verifying once unlocks transfers, so you won't repeat this later.
- 3
Add your recipient in Nepal
Select Nepal as the destination country, then add the recipient by scanning their QR code (mobile app only) or entering details manually. For a Central Financetransfer you'll provide:
- Full name, phone number and address
- Relationship to the recipient
- Finance company name: Central Finance
- Account number
- 4
Fund your transfer
Connect your US bank account and choose how much USD you want to send, pick a delivery speed, and confirm the recipient and purpose. Xuno supports normal transfers up to $10,000 and large-value transfers up to $500,000.
- 5
Money arrives in the Central Finance account
That's it. The recipient receives Nepalese rupees directly in their Central Finance account.
Ready to send?
Create a free Xuno account in minutes and send your first transfer to Nepal.
Is there a US tax on sending money to Nepal?
The 1% US remittance excise tax introduced on January 1, 2026 depends on how you fund the transfer.
Transfers funded with
- Cash
- Money orders
- Cashier's checks
Transfers funded from
- A US bank account
- Including all Xuno transfers
Because Xuno transfers are funded through a US bank account, they are exempt from the 1% remittance tax.
Ready to send?
Create a free Xuno account in minutes and send your first transfer to Nepal.
Send money to other Nepal banks with Xuno
25See how Xuno delivers USD to NPR to every major bank in Nepal, with fast transfers, transparent fees, and near mid-market rates.
Frequently Asked Questions
How long does a transfer to your recipient's bank in Nepal take?
Traditional international wires generally take 1 to 3 business days. With Xuno, transfers are often completed within seconds to a few business days, depending on the delivery speed you select.
Does the recipient need to do anything?
No. The money is deposited directly into the recipient's bank account in Nepalese rupees.
Is Xuno secure?
Xuno partners with trusted financial service providers, including Sila Inc. and Priority Commerce Technology Holdings, to handle electronic fund transfers and banking services securely. All user data is transmitted over encrypted channels and safeguarded with industry-standard security protocols. For details, see the Xuno Privacy Policy.
How much can I send in a single transfer?
Xuno supports normal transfers up to $10,000 and large-value transfers up to $500,000, covering everything from routine family support to larger one-off payments.
Is there a US tax on sending money to Nepal?
The 1% US remittance excise tax introduced on January 1, 2026 applies to transfers funded with cash, money orders, or cashier's checks. Transfers funded through a US bank account, including Xuno transfers, are exempt.
Do I need a SWIFT code?
With Xuno you simply select Central Finance from the list and enter the account details. Funds are delivered in Nepalese rupees through our payout partners.
