Send Money to Kumari Bank in Nepal from the USA
Send USD directly to a Kumari Bank account in Nepal. Near mid-market rates, deposited in NPR, often within seconds.
To send money to a Kumari Bank account in Nepal with Xuno, have these recipient details ready before you start:
- The receiver's full name, exactly as it appears on their bank account
- Their phone number and address
- Your relationship to the receiver
- Kumari Bank as the bank name
- The recipient's account number
Live USD to NPR rate for sending to Kumari Bank
Enter any amount to see exactly what your recipient gets at the live mid-market rate. Rates update in real time.
Kumari Bank money transfer
The essentials for sending into a Kumari Bank account in Nepal.
- Bank
- Kumari Bank Limited
- Website
- kumaribank.com
- Head office
- Tangal, Kathmandu, Nepal
- SWIFT code
- KMBLNPKA
- Currency received
- Nepalese rupees (NPR)
- Delivery time with Xuno
- Near-instant (within seconds) to a few business days, depending on the speed and amount you choose
What you need for the transfer
Have these to hand and the rest takes only a few minutes.
| Detail | Information |
|---|---|
| Bank | Kumari Bank Limited |
| Account number | Recipient's account number |
| Recipient information | Full name, address, phone number |
| Relationship | Your relationship to the receiver |
| Currency received | Nepalese rupees (NPR) |
How to send money to Kumari Bank with Xuno
The whole process takes just a few minutes, and most of these steps are a one-time setup you won't repeat for future transfers.
- 1
Create a free Xuno account
Go to xuno.co/register and sign up with your email, Google, or Apple account. Verify your email with the six-digit code and create a password.
- 2
Verify your identity
US regulations require money-transfer services to confirm who you are, so you'll complete a short verification from your dashboard:
- Select Add
- Accept the terms and conditions
- Confirm your personal information
- Enter your Social Security Number (SSN)
Your information is encrypted and securely stored. Verifying once unlocks transfers, so you won't repeat this later.
- 3
Add your recipient in Nepal
Select Nepal as the destination country, then add the recipient by scanning their QR code (mobile app only) or entering details manually. For a Kumari Banktransfer you'll provide:
- Full name, phone number and address
- Relationship to the recipient
- Bank name: Kumari Bank
- Account number
- 4
Fund your transfer
Connect your US bank account and choose how much USD you want to send, pick a delivery speed, and confirm the recipient and purpose. Xuno supports normal transfers up to $10,000 and large-value transfers up to $500,000.
- 5
Money arrives in the Kumari Bank account
That's it. The recipient receives Nepalese rupees directly in their Kumari Bank account.
Ready to send?
Create a free Xuno account in minutes and send your first transfer to Nepal.
Why many senders choose Xuno over a bank wire
A traditional SWIFT wire and a Xuno transfer both move money to Nepal, but the cost and speed can differ significantly. Here is how they compare.
| Traditional SWIFT wire | Xuno transfer | |
|---|---|---|
| Transfer fee | $15 to $50 outgoing bank fee | Varies based on the chosen delivery speed |
| Intermediary fees | Possible intermediary bank fees | None |
| Exchange rate | Set by the banks | Two options by speed: Bank Rate (FEDAN) and Mid-Market Rate (MMR) |
| Speed | Usually 1 to 3 business days | From within seconds to a few business days |
| Delivery | Into the recipient's account | Direct deposit into Kumari Bank |
| 1% US remittance tax | May apply, depending on funding method | Does not apply (funded by US bank account) |
Xuno typically delivers more rupees to the recipient than a traditional wire, even before factoring in the faster delivery.
Is there a US tax on sending money to Nepal?
The 1% US remittance excise tax introduced on January 1, 2026 depends on how you fund the transfer.
Transfers funded with
- Cash
- Money orders
- Cashier's checks
Transfers funded from
- A US bank account
- Including all Xuno transfers
Because Xuno transfers are funded through a US bank account, they are exempt from the 1% remittance tax.
Ready to send?
Create a free Xuno account in minutes and send your first transfer to Nepal.
Send money to other Nepal banks with Xuno
See how Xuno delivers USD to NPR to every major bank in Nepal, with fast transfers, transparent fees, and near mid-market rates.
Commercial banks
1Frequently Asked Questions
How long does a transfer to your recipient's bank in Nepal take?
Traditional international wires generally take 1 to 3 business days. With Xuno, transfers are often completed within seconds to a few business days, depending on the delivery speed you select.
Does the recipient need to do anything?
No. The money is deposited directly into the recipient's bank account in Nepalese rupees.
Is Xuno secure?
Xuno partners with trusted financial service providers, including Sila Inc. and Priority Commerce Technology Holdings, to handle electronic fund transfers and banking services securely. All user data is transmitted over encrypted channels and safeguarded with industry-standard security protocols. For details, see the Xuno Privacy Policy.
How much can I send in a single transfer?
Xuno supports normal transfers up to $10,000 and large-value transfers up to $500,000, covering everything from routine family support to larger one-off payments.
Is there a US tax on sending money to Nepal?
The 1% US remittance excise tax introduced on January 1, 2026 applies to transfers funded with cash, money orders, or cashier's checks. Transfers funded through a US bank account, including Xuno transfers, are exempt.
Do I need a SWIFT code?
Kumari Bank uses the SWIFT code KMBLNPKA, but with Xuno you simply select the bank and enter the account details. No SWIFT code needed.